Key Takeaways
- Bidvest Insurance’s Legal Insurance covers a wide range of legal matters, including litigation, divorce, bail assistance, mediation, property transfers, and Will drafting.
- Contact Bidvest Insurance via phone or email to initiate your claim, and a legal specialist will guide you through the process.
- Legal Insurance provides unlimited legal advice and mediation services, saving you from high legal fees. There are no excess fees required for claims.
- Coverage extends to your spouse and up to five children under 21 years old.
Legal Insurance can be a lifesaver when you find yourself facing unexpected legal challenges. Whether it’s a simple legal question, help with divorce, or even litigation, knowing how to claim from your Legal Insurance policy ensures you get the support you need quickly and efficiently. This guide will walk you through the process of claiming from your Bidvest Insurance Legal Insurance policy.
When Does My Cover Start?
Your Bidvest Insurance Legal Insurance policy becomes active from the inception date, which is the date your policy begins. Certain benefits, however, are subject to waiting periods, which are calculated from the date of your first successful premium payment. Here’s a breakdown of the waiting periods for key benefits:
- Legal Advice/Bail Assist Line: No waiting period – available immediately.
- Bail Cover: 1 month.
- Mediation Services: 1 month.
- Retrenchment: 1 Month
- Tax Assistance: 1 Month
- Drafting of Wills: 1 Month
- Property Transfer Discounts: 1 Month
- Litigation Cover: 3 months.
- Ante Nuptial Agreement: 3 Months
- Opposed Divorce Matters: 6 months.
Understanding these waiting periods ensures you know when you can start using specific benefits under your policy. If you have any questions about your cover or waiting periods, contact Bidvest Insurance at 0861 114 095 or email legalangel@bidvestinsurance.biz.
What Does Legal Insurance Cover?
Bidvest Insurance’s Legal Insurance gives you coverage for various legal matters, including:
- Litigation: Assistance with court proceedings.
- Divorce Matters: Support during divorce proceedings.
- Bail Assistance: 24-hour cover for bail requirements.
- Mediation: Help resolving disputes without going to court.
- Retrenchment: Guidance on labour-related issues.
- Drafting of Wills: Professional assistance with creating legally binding Wills.
With these benefits, you have access to trusted legal professionals so you can get the help you need without breaking the bank.
Steps to Claim from Your Legal Insurance Policy
1. Contact Bidvest Insurance
The first step is to notify Bidvest Insurance of your legal issue. You can reach out via:
- Phone: Call 0861 114 095.
- Email: Send an email to legalangel@bidvestinsurance.biz.
Provide details about your legal matter and have your policy number ready for verification.
2. Speak with a Legal Specialist
Once you’ve made contact, a legal specialist will guide you through the claims process. They will assess your situation and determine the next steps, whether it involves drafting contracts or preparing for court proceedings.
3. Submit Required Documentation
Depending on the nature of your claim, you may need to provide supporting documents such as:
- Your policyholder ID.
- Relevant contracts or agreements.
- Any correspondence related to the legal matter.
Ensure all documents are accurate and complete to avoid delays.
Key Considerations When Claiming
- Waiting Periods: Your policy becomes active after a waiting period following your first premium payment. Ensure this period has elapsed before submitting a claim.
- Policy Limits: Familiarise yourself with the limits of your coverage, especially for specific benefits like bail assistance or property transfers.
- Timeframes: Notify Bidvest Insurance as soon as possible about your legal matter to ensure timely assistance.
FAQs
What Happens if my Claim is Denied?
If your claim is rejected, you can appeal the decision directly with Bidvest Insurance. If the issue remains unresolved, consider approaching the Ombudsman for Short-Term Insurance in South Africa for impartial dispute resolution.
Can I Claim for Multiple Legal Matters at Once?
Yes, Bidvest Insurance allows claims for multiple matters within the scope of your policy coverage. Each claim, however, must meet the terms and conditions outlined in your policy.
Is There an Excess fee for Claims?
No excess fees are required when claiming from Bidvest Insurance’s Legal Insurance policy.
Claiming from your Bidvest Insurance Legal Insurance policy is straightforward when you follow the outlined steps. By contacting Bidvest Insurance promptly, providing accurate documentation, and staying informed throughout the process, you can access professional legal assistance without unnecessary stress.
If you have not already, consider getting Legal Insurance from Bidvest Insurance so you can protect your legal rights.
