Key Takeaways
- Scratch and Dent Insurance from Bidvest Insurance has a waiting period of 30 days from your 2nd premium collection.
- You can waive the waiting period by completing a car inspection and submitting the report to Bidvest Insurance.
- Scratch and Dent Insurance helps cover minor cosmetic damages, preserving your car’s value and appearance.
Scratch and Dent Insurance is the easiest way to keep your car looking brand new, without having to pay for minor repairs. Like many insurance policies, Scratch and Dent Insurance from Bidvest Insurance comes with a waiting period. Understanding this waiting period and its implications can help you make informed decisions about your coverage.
What is a Waiting Period?
A waiting period is the time you must wait after purchasing an insurance policy before you can make a claim. During this period, the benefits of the policy are not active. In Scratch and Dent Insurance, this ensures that claims are not made immediately after purchasing the policy.
Waiting periods are common across various types of insurance, including health and motor insurance. They serve several purposes:
- Preventing misuse: Discourages individuals from buying insurance only when they anticipate needing it.
- Encouraging long-term planning: Promotes responsible decision-making when purchasing insurance.
Is There a Waiting Period for Scratch and Dent Insurance?
Yes, Bidvest Insurance’s Scratch and Dent Insurance policy has a waiting period of 30 days starting from the collection of your 2nd premium. This means you cannot submit claims during this initial period. There is, however, an option to waive this waiting period:
- Take your car for an inspection at your own cost.
- Submit the inspection report to Bidvest Insurance.
By doing so, you can activate your coverage immediately, allowing you to claim for eligible damages without delay.
Why Do You Need Scratch and Dent Insurance?
Everyday driving exposes your car to risks such as scratches, dents, and chips caused by flying stones, door dings and rogue trolleys. Repairing these minor damages can get expensive, especially if they occur frequently. Scratch and Dent Insurance offers several benefits:
- Cost-effective repairs: Covers minor damages, saving you money.
- Maintains vehicle value: Ensures your car remains in excellent condition, preserving its resale value over time.
- Convenience: Streamlines the repair process, saving you time and effort.
- Aesthetic appeal: Keeps your car looking polished and well-maintained.
- Peace of mind: Provides financial security against unexpected repair costs.
Get Scratch and Dent Insurance from Bidvest Insurance
Scratch and Dent Insurance from Bidvest Insurance is designed to keep your vehicle looking as good as it did when you drove it off the showroom floor. We cover minor damages such as scratches, scrapes, chips and dents that are all too common. We also cover specified hail damage, tar removal and cosmetic mag wheel repairs.
Our Scratch and Dent Insurance stands out from the competitors in that there’s no limit on the size of the damage, or whether the damage is on more than one panel.
Fortunately, with Scratch and Dent Insurance from Bidvest Insurance, you can avoid the financial fallout attached to fixing common scratches and dents without having to tap into your savings.
FAQs
Can I Claim During the Waiting Period?
No, claims cannot be made during the waiting period unless you waive it by completing a car inspection.
What Types of Damages are Covered Under Scratch and Dent Insurance?
Bidvest Insurance covers minor cosmetic damages such as scratches, dents, chips, hail damage, tar removal, and mag wheel repairs.
Is There a Limit on Damage Size or Number of Panels Covered?
No, Bidvest Insurance does not impose limits on damage size or restrict coverage based on affected panels.
How do I Waive the Waiting Period?
You can waive the waiting period by taking your car for an inspection at your own expense and submitting the report to Bidvest Insurance.
Protect your vehicle with Bidvest Insurance’s Scratch and Dent cover today. Avoid the repair costs, while keeping your car in showroom condition. Sign up for Scratch and Dent Insurance with Bidvest Insurance.
